We are Currently Not Licensed to Do Business in the Your State.

   We do hope that the information provided about construction loans in this website will enable you to shop for the best possible option for you...

  We Are Looking for Co Branding Partners.

   We rent State Specific Pages to mortgage companies who originate and close construction loans and are reputable, quality service conscious and have a high level of specialization in these types of loans.

   Co Brand with construction Loan Center and get quality leads from visitors who are specifically enquiring about construction loans, and are looking for help and guidance in financing their major remodel or building their new dream home.

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Available Programs

·  Construction Loans Up to a generous maximum loan amount of $3,000,000.

·  Stated Income Construction Loan Programs are Available for those who can not Document income.

·  No Income qualifying construction loans for those who have an independent source of income other a job which may not yield a high enough income.

·  An Interest reserve account, that will make the payments on the construction loan during the course of construction.

·  A contingency reserve account that will cover the projects expenses in case of cost overruns.

·  Finance up to 95% of the future value of the home and 95% of the total costs of construction including soft cost, hard costs finance charges, closing fees and inspection fees.

·  Lock Your Permanent Mortgage Loan's Rate Now or float it until project is complete, whichever you prefer.

·  Loan to Value and Loan to Cost allowing, get reimbursed for out of pocket soft cost expenses of your construction project.

·  No Prepayment Penalty Loan Programs, and a choice of fixed rate, adjustable or short term fixed programs.

·  Can not get your project to permit stage but need to close on the land purchase? No problem, use our lot loan program to close the transaction and then refinance using out construction loan.

·  Purchase an existing fixer upper and finance the total cost of re construction with a single construction loan.

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  Modular Homes

   Modular Homes are built in sections, in a factory and then carried over to the building site where they are assembled on a foundation.

   It is important to appreciate the difference between modular homes and a manufactured home, when applying for a construction loans. The two terms are sometimes used interchangeably, which can be very misleading.

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  What Should a Good Contract Include?

Construction loans require a good deal more paperwork than any other type of mortgage loan and a construction contract is a very important document that underwriters want to see.

   It goes without saying that that you need a contract with your contractor to clearly define everyone's responsibility so that both you and the contractor are protected.

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